What Is Your RIGHTS Under The Fair Debt Collection Practices Act

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Information about What Is Your RIGHTS Under The Fair Debt Collection Practices Act

Published on May 23, 2018

Author: newhorizonofficial

Source: authorstream.com

slide 1: What Is Your RIGHTS Under The Fair Debt Collection Practices Act www.newhorizon.org slide 2: The Fair Debt Collection Practices Act was created to protect customers from obeying debt collection strategies that may or might not be considered harassing by a few individuals. slide 3: Knowing exactly what your rights really are can make the debt collection process less frightening and more successful for customers who might have gotten behind in their bills and are searching for a means out. slide 4: If you are behind in your payments and you need help contact a debt counseling service right away they will be able to show you how you can control your spending reduce your debt and regain your financial freedom again. slide 5: Rules debt collectors Should follow when dealing with Customers slide 6: 1. Communicate with consumers in any way other than litigation after receiving a written notice saying that the consumer wants no additional communication or will not pay the alleged debt. 2. Contact consumers by telephone outside of those hours of 8:00 a.m. to 9:00 p.m. 3. Get in touch with a customer proven to be represented by a lawyer. 4. Communicate with consumers in their place of employment after being advised that this is unacceptable or illegal by the employer. 5. Threaten detain or legal activity thats either not allowed or not really meant. 6. Call or engage any individual in telephone conversation repeatedly or continuously: with intent to annoy abuse or harass any person at the called number. slide 7: 7. Communicate with the consumer or the pursuing collection attempts by the debt collector after receipt of a consumers written request for confirmation of a debt created over the 30 day validation period. 8. Pretend he or shes a lawyer or law enforcement officer. 9. Publish a consumers address or name on a "bad debt" list. 10. Use abusive or profane language employed in the course of communication related to the debt. 11. Seek unjustified quantities. 12. Report false information on a consumers credit report or threaten to do so. 13. Communicate with third parties about the character of debts other than the customers spouse or lawyer. slide 8: For more information about "What Is Your RIGHTS Under The Fair Debt Collection Practices Act” read this article https://www.newhorizon.org/credit-info/understanding-debt-collection-rights/

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