Published on February 18, 2014
Served Your Country? Yes? Buy A Home With $0 Down - Really!
US Department of Veterans Affairs Guarantees Home Loans Home Loans provided by Lenders VA guarantees portion or all of loan amount Amount guaranteed per VA Housing Loan Limits per County published annually Depending on purchase price, zero down-payment may be required.
How Do Loan Limits Work? An Example….. VA Loan Limit for Orange County, CA is $687,500 If purchase price < $687,500 – Zero Down If purchase price > $687,500 – Say purchase price is $787,500 then….. $787,500-$687,500=$100,000x20%=$20,000 Down-payment required.
Comparison….. VA Loan Purchase Price $787,500, info as previous slide Down Payment required is $20,000 Conventional Loan Purchase Price $787,500, info as previous slide Down Payment required 20%x$787,500= $157,500
Buy a home with little or no money down…..
Other Benefits….. No Private Mortgage Insurance (PMI) required – further savings in monthly payments Interest Rates on VA Home Loans are usually lower More flexibility for qualification – on credit scores and income requirements
VA Home Loans are only available to….. • • •
For more information and to apply for a home loan please contact us….. Tel: (949) 313-7333 NMLS: 1089702 CA DRE: 01769504 https://www.loanpeopleusa.com California Mortgage Specialists
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Discover the benefits of a VA loan including VA mortgage rate information. Government-backed VA loans require no down payment or PMI insurance. Apply today.