The Employer's "Easy-ier" Guide To Understanding The ACA in 2015

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Information about The Employer's "Easy-ier" Guide To Understanding The ACA in 2015
Business

Published on October 22, 2014

Author: JimCampbell9

Source: slideshare.net

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Axim Global Strategies Group, LLC is so focused on meeting your needs that we tie part of our fees to your results. We are that confident in our professionals’ knowledge of broad employee benefits and human capital with industry-specific customization will meet the needs of you and your business.

Four more reasons to work with us:

1. We base our recommendations solely on what each client needs to achieve their goals and objectives.
2. We leverage four key elements—wellness, services, planning and strategy, and technology—to provide clients with the right solutions.
3. Our capabilities are global. No matter where our clients currently operate or where they are expanding, we can meet your needs and requirements.
4. We are a service company. Our goal is always complete client satisfaction.

16 S. Summit Ave, Ste. 220
Gaithersburg, MD 20877
(240) 720-0314

www.aximsg.com - Employee Benefits and Insurance
www.aximfsg.com - Fringe Benefits and Compliance for Government Contractors
www.bwellamerica.com - The Employee Wellness Solution for Forward-Thinking Organizations

1. According to a 2014 Affordable Care Survey conducted by Zywave Despite employers feeling more comfortable with the ACA. many are still skeptical about certain aspects of the law, including the health insurance Exchanges and the community rating requirements Here's what you need to know. .. , , 3 Prepare for health insurance fees Revisit your benefits strategy " ' — 68% — 62% _ f I id ACA of employers are planning on veal [ml ghglglegyhearsesllicreased their passing costs on to ' organization's health benefits employees. Rm C-3 Is your benefits strategy aligned with your goals for attracting and keeping valuable employees? - 25% _ 33% 0 of employers are reducing 0 of employers are absorbing some of ii health benefits and A the increased costs themselves. programs. Pay or Play Decision . Health Plans New Health Plan Obligations It you're an employer with 100 or more fult ~ E55e"llal health Pellefls time equivalent employees, you'll have to ; _ ' . I. . make the "pay or play" decision by Jan. 1, In C°5l'5l‘3”"9 '”"l5 2015. ' . . . waiting-period ‘ 600/ ' employers are unsure of ‘ restrictions ° . making changes to the I mechanism ‘TOT their Pfe_exj5tjng conditions 0 of employers will continue to P“l“3lY lleallll Plan In 2015» . B0 A offer health benefit coverage ‘ Dependent coverage for employees. . (up to 26yrs old) El‘l‘lPl°Y°" 7935005 707 l(°°Plll9 °°Ve| '39¢ “Pay or Play” — Employer Shared $ Responsibility 38 50 40 30 $8 Jan.1,2015 0 Effective the 2015 plan year, employers with u re - an. .. E .0 l. °.%l°£r'%? '§ Irlr'lllI. '?. ?n°r‘élL'¥r”é?2ir%l'é‘; €l§e5 an mp yees - mi were ~e- wwees i. i.: "2.: :i. *.: ::e': i§ : ii: l.ii; .”; °‘ *"'i 3 Maintain / Increase Emnlovee Satisfaction employees in 2016, or pay tax penalties. '_Ma‘"a_'" ' '"°'°°_S° E'"”'°’°_° P_'°°“°"""’ ‘For employers with 50-99 employees, "pay I Avoid Paying Penalies I Maintain Tax Benefits or play" takes effect in 2015, 2015 Health Plan Checklist (Group) ‘' " _ _ Employer Sliareil Responsibility »/ lllitainallealtli l’laiildenlifierIliiinlier(Hl‘lll) / iiuies “Employer inmate" / lialciilate and Pay Transitional lleiiisiirance lees J Eiislre lliist-Sliariiig limitations Annual Fee = $63.00 per covered life no not Exceed “moans "Out—of-pocket maximum" for plan llillllllilll 3llll Pal Plllllll F9? years beginning in 2015 are $6,600 A"l9U"l = 3Vel39e # 07 llV¢5 C°Veled for self-only coverage and $13,200 (P0llCY / Pla" Veal) l'"UlT| Plled DY the for other than self-only coverage. applicable amount($2.08) for year. Plalllllllg Axim Global Strategies Group, LLC SCWIWS Axlm eso helps businesses to maximize their return on human capital investments. We provide Iechnolo seamless, holistic human resources and employee benefits services, including benefit plan gy design, payroll services, risk management and human capital analyses. WBIIIIBSS Plan Design Employee Increased BWelI America Advocacy Productivity Investments in emglgyee health rehpresent a tter . approac to managing , health coverage costs, but . ‘ they are also an important wa to ensure the health O O O ‘ ' | an productivity of your organization. - ‘ - 1. We base our recommendations solely on what each client needs to achieve their goals and obiectives. ‘ ‘ 2. We leverage four key elements—weIIness, services. - planning and strategy, and technology—to provide f clients with the right solutions. 3. Our capabilities are global. No matter where our clients currently operate or where they are expanding, we can meet your needs and requirements. 4. We are a service company. our goal is always complete client satisfaction. G_Cl£rAL sii2.n. iis: :;iLIs r3r. -:3i. ir- --. c:_ WWW.3Xllll$g. Clllll Sources’ 2014 Affordable Care Survey — Zywave

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