TEEN DRIVER PARENTS BEWARE

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Information about TEEN DRIVER PARENTS BEWARE
Automotive

Published on December 18, 2008

Author: Mycarlady

Source: slideshare.net

Description

Learn what everyone should know before they get their driver's license, go car shopping or take delivery of a new or used car. visit www.mycarlady.com for more info.

 

10 TOP CAR BUYING TIPS for STUDENT DRIVERS and Their PARENTS! By Sarah Lee Marks Personal Car Dealer www.mycarlady.com

Start with a PLAN … Homework – Rules and Objectives. Picking the Right Car – New vs. Used. Insurance. Budget checklist. Cash – Auto loan –Lease? Kicking tires. Total cost and Hidden expenses. Contracts. Registration. Service. Warranties.

Homework – Rules and Objectives.

Picking the Right Car – New vs. Used. Insurance.

Budget checklist.

Cash – Auto loan –Lease?

Kicking tires.

Total cost and Hidden expenses.

Contracts.

Registration.

Service.

Warranties.

Do your homework FIRST ! Go online, library, and at the dealership. www.NHTSA.gov , www.edmunds.com , www.autobytel.com , www.kbb.com , www.fueleconomy.gov , w ww.dealershipwebsite.com Consumer Reports, Car & Driver magazines. Collect product brochures.

Go online, library, and at the dealership. www.NHTSA.gov , www.edmunds.com , www.autobytel.com , www.kbb.com , www.fueleconomy.gov , w ww.dealershipwebsite.com

Consumer Reports, Car & Driver magazines.

Collect product brochures.

MAKE A COMITTMENT: Create a Rules & Objectives Teen Driver CONTRACT. SAVING for down payment. GPA Curfew LAWS and liabilities.

Create a Rules & Objectives

Teen Driver CONTRACT.

SAVING for down payment.

GPA

Curfew

LAWS and liabilities.

BEFORE U TEST DRIVE: CALL the INSURANCE AGENT. Get prices on your 3 top picks. CALL competing insurance companies. Ask about GPA and student driver “forgiveness” programs. Make sure the insurance company has not increased the bill for a student driver while he/she is on a learning permit. Ask about the CAMERA or GPS monitoring devices. Nevada law states you must have full coverage insurance when you have a loan or lease on a vehicle.

CALL the INSURANCE AGENT.

Get prices on your 3 top picks.

CALL competing insurance companies.

Ask about GPA and student driver “forgiveness” programs.

Make sure the insurance company has not increased the bill for a student driver while he/she is on a learning permit.

Ask about the CAMERA or GPS monitoring devices.

Nevada law states you must have full coverage insurance when you have a loan or lease on a vehicle.

BUDGET CHECKLIST MONTHLY PAYMENT: ___________ Monthly GAS: __________ Monthly Insurance: ___________ Monthly Registration: _____________ Service maintenance: _____________ Total: _____________ DOWN PAYMENT: ___________ (rebate) TRADE-IN Value: ___________ Student Monthly income: 10.00/HR x 15 hrs. per wk = $150.00/100.00 after taxes. X 4 wks. = $400.00 CAN YOU AFFORD A CAR?

MONTHLY PAYMENT: ___________

Monthly GAS: __________

Monthly Insurance: ___________

Monthly Registration: _____________

Service maintenance: _____________

Total: _____________

DOWN PAYMENT: ___________ (rebate) TRADE-IN Value: ___________

Student Monthly income: 10.00/HR x 15 hrs. per wk = $150.00/100.00 after taxes. X 4 wks. = $400.00

CAN YOU AFFORD A CAR?

TALK ABOUT CREDIT Good, or Bad Credit… 90% can still get a car loan. First Time Buyers… no bad credit of any kind. Recent College Graduate… holding a degree from a college/university or 2 yr. professional school can get a new car loan in their OWN NAME, without a co-signer.. Down Payment matters!

Good, or Bad Credit… 90% can still get a car loan.

First Time Buyers… no bad credit of any kind.

Recent College Graduate… holding a degree from a college/university

or 2 yr. professional school can get a new car loan in their OWN NAME, without a co-signer..

Down Payment matters!

CREDIT APPLICATION DO NOT GIVE YOUR CREDIT INFORMATION TO A DEALER BEFORE YOU HAVE NEGOTIATED YOUR PRICE.

The HIGH price of cars… New: What’s in the car: MSRP=Sticker Consider the standard features and model package co$t between brands. Add up the dealer add-ons: Window tint, pinstripes, Video player, Chrome rims . Factory warranty= calculate the value. New vs. Used; What makes sense for you?

What’s in the car: MSRP=Sticker

Consider the standard features and model package co$t between brands.

Add up the dealer add-ons: Window tint, pinstripes, Video player, Chrome rims .

Factory warranty= calculate the value.

New vs. Used; What makes sense for you?

VS. PREOWNED WHAT TO LOOK FOR … Mismatched paint MISMATCHED TIRES Worn gas or brakes pedals Uneven metal panels Worn battery cables Funny Smells Unpainted bolts Paint overspray on inside of hood. Magnet test. Hollow sound in the dash where airbag should be.

WHAT TO LOOK FOR …

Mismatched paint

MISMATCHED TIRES

Worn gas or brakes pedals

Uneven metal panels

Worn battery cables

Funny Smells

Unpainted bolts

Paint overspray on inside of hood.

Magnet test.

Hollow sound in the dash where airbag should be.

DEALERSHIP VISITS. LIMIT your Test Drives to 3 a day-your top three choices… ? Make a test drive appointment, be sure the car is still there. Listen to the car. Use the MYCARLADY checklist to compare. Look the car over carefully before you leave. SUVPS : S AFETY, U TILITY, V ALUE, P ERFORMANCE and S TYLE. ?

LIMIT your Test Drives to 3 a day-your top three choices… ?

Make a test drive appointment, be sure the car is still there.

Listen to the car.

Use the MYCARLADY checklist to compare.

Look the car over carefully before you leave.

SUVPS : S AFETY, U TILITY, V ALUE, P ERFORMANCE and S TYLE. ?

The Price is not the Price?

TRUE STORIES… K.R. writes: F***** Toyota knowingly submitted false information on my credit application. An extremely high pressure salesman, who misrepresented the vehicle along with the terms of the vehicle contract claims no knowledge of wrongdoing. Gongs, Bells, Blue Genies… don’t let distractions cloud your judgment.

K.R. writes: F***** Toyota knowingly submitted false information on my credit application. An extremely high pressure salesman, who misrepresented the vehicle along with the terms of the vehicle contract claims no knowledge of wrongdoing.

BUYER BEWARE! My salesman told me… I ran a CarFAX report… I thought it had a… The NV Lemon Law will protect me! ESL… Don’t understand something? 3 Day Right of Rescission ?

My salesman told me…

I ran a CarFAX report…

I thought it had a…

The NV Lemon Law will protect me!

ESL… Don’t understand something?

3 Day Right of Rescission ?

BUT we had a contract! SIMPLE INTEREST vs. COMPOUNDED INTEREST? Your consumer rights and the new DMV rules. Financing disclosure and resigning rules. Elderly protection. Ignorance is not a viable defense in a court of law.

SIMPLE INTEREST vs.

COMPOUNDED INTEREST?

Your consumer rights and the new DMV rules.

Financing disclosure and resigning rules.

Elderly protection.

Ignorance is not a viable defense in a court of law.

MY PROMISE TO YOU. Before you buy your next car call me: 702-521-7546 I will make sure you are getting the best deal. Without the HIGH PRESSURE. New or Used, any make, any model, any credit. Privacy and confidentiality guaranteed. There is a better way to buy your next car.

Before you buy your next car

call me: 702-521-7546

I will make sure you are getting the best deal.

Without the HIGH PRESSURE.

New or Used, any make, any model,

any credit.

Privacy and confidentiality guaranteed.

There is a better way to buy your next car.

Sarah Lee Marks 20 yr. veteran of the Automobile industry. Author, Television and Radio talk show host; CAR CHAT. Certified & Licensed Automotive Sales Executive. 1 st woman honored for Sales Excellence by Lexus 1991.

20 yr. veteran of the Automobile industry.

Author, Television and Radio talk show host; CAR CHAT.

Certified & Licensed Automotive Sales Executive.

1 st woman honored for Sales Excellence by Lexus 1991.

For a copy of my E-book: “ TEEN DRIVERS, Parents BEWARE !” The comprehensive guide to help parents and teens create a harmonious driving, and buying experience. Order here : $ 10.00 PAYPAL Featuring: Teen driver contract Car shopping checklists Shopping for Driving School checklist Safest Used cars for under $10,000.00 Credit Report Repair Guaranteed, NO HASSLE car buyers agents. Secrets to finding Discount Insurance rates for teen drivers. Discount coupons for GPS and Camera devices for your vehicle.

For a copy of my E-book:

“ TEEN DRIVERS, Parents BEWARE !”

The comprehensive guide to help parents and teens create a harmonious driving,

and buying experience.

Order here : $ 10.00 PAYPAL

ANY MAKE, ANY MODEL, ANY TIME Call MY CARLADY: 702-521-7546 www.mycarlady.com

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