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Information about NABARD

Published on November 19, 2013

Author: mayurkhatri5



about nabard, function, objectives, activities.

National Bank for Agricultural and Rural Development

Introduction  An apex development bank in India with the mandate of facilitating credit flow for promotion and development of agriculture and integrated rural development  It has 28 regional offices situated in state capitals and391 district offices at districts  It provides assistance to the government, the RBI and other organizations in matters relating to rural development  It provides training and research facilities for banks, organizations working in the field of rural development

Objectives  The rural financial system in the country calls for a strong and efficient credit delivery system, capable of taking care of the expanding and diverse credit needs of agriculture and rural development. More than 50% of the rural credit is disbursed by the Co-operative Banks and Regional Rural Banks.  NABARD is responsible for regulating and supervising the functions of Co-operative banks and RRBs.  NABARD has been taking various initiatives in association with Government of India and RBI to improve the health of Co-operative banks and Regional Rural Banks.

Functions 1. Credit distribution -: a) Short term credit b) Medium term credit c) Long term credit 2. Development function 3. Regulatory function

Activities 1. 2. 3. 4. 5. 6. 7. 8. Production credit ( SAO, weavers, tiny ind. ,fertilizers ) Investment credit ( RRBs, SCBs, CBs, PUCBs ) Minor irrigation ( water, 120cm rainfall ) Plantation & Horticulture ( fruit, vegetable ) Land development, soil conservation and water Mgmt Animal husbandry Development of fisheries sector R&D activities

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