Mobile Banking

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Information about Mobile Banking

Published on July 25, 2008

Author: sam4suchi


Mobile BankingProfessor Sameer Kulkarni (for Chanakya students of MBA)Contact:9923505962 : Mobile BankingProfessor Sameer Kulkarni (for Chanakya students of MBA)Contact:9923505962 The Scope : The Scope It will be rolled out in 12 States. It will work on RBI Guide lines. Client base : Client base Transaction through branches-9.5 */month Through Mobile-23*/month By Internet-26*/month (*Figures are in millions ) Source: Lokmat dated 24th July,2008, Mumbai Edition Cost Advantage : Cost Advantage Through Branch Rs.35-40/transaction ATM Transaction Rs.15-30/transaction Internet Rs.10-15/transaction Through Mobile Rs.2 -5/transaction System’s Components : System’s Components Nationalized banks Leading telephony service providers Technology implementation Partner * Indian Postal Department will be the pillars. *It is ‘ALW’( A Little World-at present) NXP Semiconductors. Ekgaon Technologies New Delhi. How it works: : How it works: Sequencing of SMS : Sequencing of SMS 3rd Confirmation SMS Software support : Software support Mchek India payment systems Bharati Airtel Ltd VISA Obope RBI Guidelines : RBI Guidelines About mPIN Bank should provide min 4 digit PIN HDFC has already provided 6 digit PIN Type of Services Covered : Type of Services Covered For Paying Telephone , Mobile, Insurance premiums, credit card Bills Getting Physical currency

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