Making A Medicare Decision

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Information about Making A Medicare Decision

Published on August 19, 2008

Author: 2nvest

Source: slideshare.net

Description

Get prepared before making a medicare decision, understand what to expect.

Managing Medicare Options Controlling Your Enrollment Journey!

Insurance Carrier Advertising If you’re turning 65 be aware of the mass mailings you should start to receive through the mail from multiple insurance carriers. This could represent the start of your confusion process about what to do next. Don’t get frustrated, take a moment to organize everything, file the packages, and maybe contact a carrier or two.

If you’re turning 65 be aware of the mass mailings you should start to receive through the mail from multiple insurance carriers.

This could represent the start of your confusion process about what to do next. Don’t get frustrated, take a moment to organize everything, file the packages, and maybe contact a carrier or two.

Getting Assistance Now that you’ve decided to move forward with signing up on Medicare, you need to choose either a provider or an agent to work with. Make sure that whomever is chosen, they are informative. Don’t feel rushed to make a decision if you haven’t been provided with a thorough overview of your plan options (PPO, HMO, PFFS, Medicare Supplement, Medicare Advantage, and Prescription Drug plans).

Now that you’ve decided to move forward with signing up on Medicare, you need to choose either a provider or an agent to work with.

Make sure that whomever is chosen, they are informative. Don’t feel rushed to make a decision if you haven’t been provided with a thorough overview of your plan options (PPO, HMO, PFFS, Medicare Supplement, Medicare Advantage, and Prescription Drug plans).

Where To Begin The first step is to determine if you are ready to retire or will you keep working; will your employer offer you coverage, if so will the costs be higher? If you’re not currently working then it’s assumed you will automatically apply for Medicare coverage.

The first step is to determine if you are ready to retire or will you keep working; will your employer offer you coverage, if so will the costs be higher?

If you’re not currently working then it’s assumed you will automatically apply for Medicare coverage.

Choose A Carrier or An Agent? Most providers will either setup an in-home appointment, seminar invitation, or have someone explain the information over the phone. An agent represents multiple carriers and most are now working online to reach a larger targeted audience. There are drawbacks to each option considered : carrier appointments (only promote their plan options), seminar (timed event, large gathering, generally discuss just one plan, no one-on-one consultation), and agent phone consultation (no in-person visit, usually conducts enrollment via online or will email enrollment packages).

Most providers will either setup an in-home appointment, seminar invitation, or have someone explain the information over the phone.

An agent represents multiple carriers and most are now working online to reach a larger targeted audience.

There are drawbacks to each option considered : carrier appointments (only promote their plan options), seminar (timed event, large gathering, generally discuss just one plan, no one-on-one consultation), and agent phone consultation (no in-person visit, usually conducts enrollment via online or will email enrollment packages).

Define Your Expectations Have an idea what you’re looking for by explaining your current plan; this gives the agent an idea of where to start . Be sure to determine if your existing physician’s accept Medicare, otherwise you may need to choose a new doctor! Next your representative should give you plan options available in your county, the pros and cons of each plan, and the pricing.

Have an idea what you’re looking for by explaining your current plan; this gives the agent an idea of where to start . Be sure to determine if your existing physician’s accept Medicare, otherwise you may need to choose a new doctor!

Next your representative should give you plan options available in your county, the pros and cons of each plan, and the pricing.

Apply For Coverage Once you’ve narrowed down your options, make a decision. It’s only natural for many people to procrastinate on making a decision, but this is health coverage and there are deadlines to consider ( be sure to inquire with your agent)

Once you’ve narrowed down your options, make a decision. It’s only natural for many people to procrastinate on making a decision, but this is health coverage and there are deadlines to consider ( be sure to inquire with your agent)

Presented By: Dwight Brisco Dwight Brisco is an Independent Health Insurance Agent who offers programs for Individuals, Families, Students, Medicare recipients and Short Term coverage. Dwight also offers a Guaranteed Issue Health Insurance (HIPPA Certified, Mini-Medical coverage) plan; No medical exams needed and it’s available in all 50 states . Dwight understands the need to offer a variety of health plans from various carriers, because no one plan will fit everyone. Please note, the Medicare Supplement/Advantage programs ( offered in California, Colorado, and Nevada only ) and Guarantee Issue Health Insurance are offered under separate carriers.

Dwight Brisco is an Independent Health Insurance Agent who offers programs for Individuals, Families, Students, Medicare recipients and Short Term coverage. Dwight also offers a Guaranteed Issue Health Insurance (HIPPA Certified, Mini-Medical coverage) plan; No medical exams needed and it’s available in all 50 states .

Dwight understands the need to offer a variety of health plans from various carriers, because no one plan will fit everyone.

Please note, the Medicare Supplement/Advantage programs ( offered in California, Colorado, and Nevada only ) and Guarantee Issue Health Insurance are offered under separate carriers.

Visit Our Website http://medical.health-benefits-advisor.com We are currently updating the site with more articles, stories, and news about Medicare information. We hope you enjoy reviewing the site and we look forward to any suggestions.

http://medical.health-benefits-advisor.com

We are currently updating the site with more articles, stories, and news about Medicare information. We hope you enjoy reviewing the site and we look forward to any suggestions.

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