Life insurance When and Why

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Information about Life insurance When and Why
Finance

Published on February 26, 2014

Author: danniealbert

Source: slideshare.net

Description

Confused about Life Insurance Choice? Choose an expert broker for the expert advice. Read on to know more about why and when you take a Life Insurance Policy

LIFE INSURANCE - WHEN and WHY

WHEN  Getting Married  Becoming a parent  Precaution for an unexpected death

TYPES Whole of Life and Term Assurance

Term Insurance  Runs for a fixed period of years  Lower premium  Fixed term coverage Useful for important times e.g; Education Funding for your Children

Whole of life  Covering the whole of life  Cash back value  Guaranteed pay on death  Extends throughout your natural lifetime REMEMBER it attract higher premiums

WHY Offers Family Protection Protecting Household Income in the event of main income-earner die unexpectedly

WHY Critical Illness Cover Agreed sum is paid out on Death/diagnosis of critical medical conditions Covers heart disease and cancer can be bought with other life insurance policies

How much Cover depends on Size of your mortgage Salary Debts or number of dependants

TO understand options and choose best package NEED expert, independent advice TO KNOW MORE VISIT GARGASH

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