Published on February 26, 2014
LIFE INSURANCE - WHEN and WHY
WHEN Getting Married Becoming a parent Precaution for an unexpected death
TYPES Whole of Life and Term Assurance
Term Insurance Runs for a fixed period of years Lower premium Fixed term coverage Useful for important times e.g; Education Funding for your Children
Whole of life Covering the whole of life Cash back value Guaranteed pay on death Extends throughout your natural lifetime REMEMBER it attract higher premiums
WHY Offers Family Protection Protecting Household Income in the event of main income-earner die unexpectedly
WHY Critical Illness Cover Agreed sum is paid out on Death/diagnosis of critical medical conditions Covers heart disease and cancer can be bought with other life insurance policies
How much Cover depends on Size of your mortgage Salary Debts or number of dependants
TO understand options and choose best package NEED expert, independent advice TO KNOW MORE VISIT GARGASH
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