Frequently Asked Questions- Religare Health Insurance

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Information about Frequently Asked Questions- Religare Health Insurance
Finance

Published on March 19, 2014

Author: ReligareHealthInsurance

Source: slideshare.net

Description

Health insurance is necessary owing to increasing medical costs these days & uncertain environment.

FAQs Frequently Asked Questions

Critical illness Accidents Lifestyle diseases Mediclaim

What if I make a claim? When can me and my family members avail health checkup? Health Insurance Religare Health insurance company Our prime concern is to see you in good health, so You can claim health check ups every year, even if you make a claim. You and your adult family (members covered by the policy) can avail health check ups from the very first year of purchasing Religare Health Insurance Plan.

Can you give me an example? How does the Auto-Recharge work? Religare Health insurance company Let’s say, Rs.5 lakh is used on a particular illness by one member. An Auto- Recharge of Rs.5 lakh is made available for another family member or for this member for any other ailment. In case the sum insured and any no claim bonus accumulated is exhausted during the policy year, Religare Health Insurance will automatically recharge the sum insured. One recharge is built into the product in one year! Health Insurance

Can you give me an example? What is Co-payment? Health Insurance Religare Health insurance company If co-pay is 20% and claim is of Rs. 10,000, we will pay you Rs. 8,000 (80% of 10K) and you will bear 20% (Rs. 2,000). Co-pay is that part of your claim which you have to bear after certain age. In Religare Health Insurance, there is No Co-payment ever in policy Sum Insured 2/3/4 Lacs. For Sum Insured >4, no co-payment if insured with us before 61.

Does it add on year after year? What is No-Claim Bonus? Religare Health insurance company Yes, your No-claim bonus keeps building up, upto 50% of your sum insured! In a particular policy year, if you had no occasion to make a claim for your Religare Health Insurance policy, you get an increase of 10% in your sum insured during the next year. Health Insurance

What if I’m a Senior Citizen? How do I Save Tax with Health Insurance? Religare Health insurance company You can get a deduction and save upto Rs.15,000/- under Section 80D of Income Tax act if you’ve paid for a Health Insurance in the current year in any payment mode other than cash! Health Insurance If you are senior citizen then you can get a deduction of upto Rs.20,000/- under section 80D.

For more answers please visit: http://www.religarehealthinsurance.com/relig are/buy-health-insurance-policy-plan- online.html

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