Published on March 6, 2014
IVF Financial Information: IVF Financial Information The following presentation will review program financial options , approximate costs and insurance information for IVF . Please feel free to contact us if you have any questions prior to your consultation. We can be reached at 913-894-2323. Thank you! Amber, Gina & Kim Patient Coordinators No insurance coverage or benefits…no problem: No insurance coverage or benefits…no problem If you have limited insurance benefits or no insurance coverage for infertility, you will be happy to know there are Programs designed especially for you. Which Option to Choose…: Which Option to Choose… 1. Traditional Fee For Service 2. Attain® IVF Refund Program 3. Attain® Multi-Cycle Program 4. Springstone Financing which can be used for all of the above. RRC Traditional IVF Fee for Service : RRC Traditional IVF Fee for Service There may be additional services needed: SHG - $738 HSG - $300 (there will be additional charges for the hospital and radiologist) TRIAL TRANSFER $125 TESE - $250 PGD - $2500/Biopsy (there will be additional charges for processing by Natera or RGI plus shipping) If you have coverage for some of the above costs, we will file those charges to your insurance carrier. Our office sends monthly statements to keep you updated on insurance payments/denials and what your responsibility will be. RRC Traditional Frozen Embryo Transfer (FET) Fees : RRC Traditional Frozen Embryo Transfer (FET) Fees Frozen Embryo Transfer (FET) is available for those patients who have cryopreserved embryos Cycle Costs: Embryo Transfer/Lab Fees - $ 1950 Monitoring Services - $608 Medications - $1000 (cost may vary depending on the dosage and pharmacy you choose) The above costs are approximate and will vary if you have additional services such as testing or labs, or SHG If you have insurance that will cover some of the above costs such as monitoring, a claim will be filed. Attain® IVF Refund Program : Attain ® IVF Refund Program IVF Refund Program – As a participant in this Program , you may attempt up to 6 cycles (3 Fresh and 3 FET). The Attain IVF Refund Program is offered to patients who meet clinical acceptance criteria determined by IntegraMed America . (Attain ® is a financial product offered by IntegraMed America) If you do not take a baby home from the hospital, the Program offers a refund of up to 100% of the Program fee . You can select from two Refund Programs: 50% or 100% Refund Program Attain® IVF Refund Program: Attain ® IVF Refund Program IVF Refund Program – The Program fee you pay depends on the age of the female patient. Under Age 35 - $21,300 Age 35 to 37 - $23,150 Again, if your treatment is unsuccessful, you will receive up to a 100% refund of the above Program fee depending on which Program you select. Note: IntegraMed expects patients to complete the program by their 38 th birthday, however, if enrollment is offered after a patient’s 37 th birthday they have one year to complete the program. Attain® Program – FET Cycle: Attain ® Program – FET Cycle Frozen Embryo Transfer (FET) is available for those patients who have cryopreserved embryos and who were not successful on their initial Fresh IVF cycle. FET cycles are expected to be rotated with IVF cycles during the course of the Program Medications - $1000 are not covered under the Attain Programs (cost will vary depending on your dosage and the pharmacy you choose) Attain® IVF Refund Program w/o Monitoring : Attain ® IVF Refund Program w/o Monitoring IVF Refund Program without monitoring services – The Program fee paid to IntegraMed America will be less because you have insurance coverage to off-set some of the costs of monitoring such as office visits, ultrasounds and lab work. Under age 35 - $17,850 Age 35 to 37 - $19,400 Attain® Multi-Cycle Program: Attain ® Multi-Cycle Program IVF Multi-Cycle – This program is offered to ALL patients including those who are not eligible for the Attain IVF Refund Program. This Program does not offer a refund. It does offer a lower cost option while still increasing your chance of success and reducing the stress associated with IVF. Premium Cost - $ 16,650 (regardless of age) As a participant in this Program you may attempt up to 4 cycles (2 Fresh and 2 FET) Attain® Multi-Cycle Program w/o Monitoring : Attain ® Multi-Cycle Program w/o Monitoring Multi-Cycle Program without monitoring services This Program fee paid to IntegraMed America will be less because you have insurance coverage to off-set some of the costs such as office visits, ultrasounds and lab work. Premium cost - $13,950(regardless of age) Attain® Programs Covered Services : Attain ® Programs Covered Services Services included in the Attain Program Monitoring* office visits, labs, ultrasounds during cycle performed at RRC Surgery for egg retrieval IVF lab fees ICSI Embryo Transfer *If you chose Attain without monitoring, the monitoring charges are then filed with your insurance carrier Attain® Programs Non-Covered Services: : Attain ® Programs Non-Covered Services : This is not an all-inclusive list of non-covered services. Initial consultation and screening Medications - $ 2620 (cost may vary depending on your dosage and the pharmacy you choose) Freezing & storage of embryos/12mo - $1075 Hospital Services - $1000 Anesthesia Services - $440 SHG - $738 HSG - $300 (there will be additional charges for the hospital and radiologist ) TRIAL TRANSFER - $125 TESE - $250 (there will be additional charges for the urologist fees) PGS/PGD – Charges will be determined based on screening or testing performed. PGS/PGD Biopsy - $2500 (additional shipping charges apply) Services not performed at RRC Note: The above approximate costs are patient responsibility and apply to both the IVF Refund and Multi-Cycle programs. Additional Charges: Additional Charges After each completed cycle there will also be lab and ultrasound services to validate pregnancy. These charges may be covered under routine maternity services. Please check with your insurance carrier to determine if you have routine maternity coverage under your policy. Pregnancy Test/Lab (1 to 3) - $75 each Progesterone – Lab (1 to 3) - $70 each Pregnancy Scan – (2) - $288each (some plans have limited pregnancy ultrasound coverage and may only consider 1 of the 2 performed – if this applies to your policy you will receive a statement for what insurance does not cover) Learn more on-line about the ATTAIN® Refund and Multi-Cycle Programs : Learn more on-line about the ATTAIN ® Refund and Multi-Cycle Programs www.attainfertilty.com Financing Options : Financing Options RRC is partnered with Springstone Financing for your financial needs. Springstone – 1-800-630-1663 springstoneplan.com/fertility Your local bank or credit union may also have special loans available for services not covered by your insurance carrier. RRC Available Services: RRC Available Services General Infertility/IUI (Intrauterine Insemination) Traditional IVF (In Vitro Fertilization) ICSI FET (Frozen Embryo Transfer) Third Party (donor egg, donor sperm and gestational carrier services) PGS/PGD (Pre-Implantation Genetic Screening/Diagnosis) Thank you for sharing your time with us.: Thank you for sharing your time with us. We know you have a choice when choosing a clinic for your reproductive needs. We thank you for considering Reproductive Resource Center. We look forward to seeing you soon!