Published on September 16, 2014
For A Temporary Resident Home Loan
› Temporary residents who are living in Australia often have difficulty in arranging a home loan for purchasing a property or a home. – Here are some ideas for foreign citizens in making a home loan and also answers some frequently asked questions about purchasing or owning a property in Australia without holding citizenship.
A temporary resident is someone who lives in Australia and holds a temporary resident visa which permits them to work and live in Australia for a certain time period. › The most common working visa in Australia is 457 temporary visas which permit temporary residents to stay in Australia for a 4 year time period.
Yeah, a temporary resident can get a home loan, but the eligibility criteria for approval of the home loan will be stricter for the temporary residents when compared to Australian citizens.
› Unlike Australian residents, temporary residents living in Australia will generally require a 20% percent deposit on purchasing costs like stamp duty, appraisal fee etc.
› Good credit history. › Good employment history › Sufficient income above the debts.
› No, except the applicant one who is an Australian citizen or permanent resident or the property is being purchased as joint owners.
› Yes, except one applicant is a permanent resident or Australian citizen or the property or a home is a brand new and the constructor is already having a FIRB approval.
›If you are going to live in a property which is brand new or to be built, then the FIRB approval is always granted.
› Thank You › For Details, Please Visit – › http://www.457visamortgages.com
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