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Creafin and the golden globes for belgian brokers (french version)

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Information about Creafin and the golden globes for belgian brokers (french version)
Finance

Published on February 21, 2014

Author: creativeboody

Source: slideshare.net

Description

Creafin distributes mortgage loans in Belgium by independant brokers. On the 18th of Februar we roled the red carpet for our brokers in Imagibraine (part of the Kinepolis Group). Within the 10 years existence of this event, organised by ZA Verzekeringen, we were the first company to make the connection between the film industry and the financial industry. Take a look and meet our financial solutions.
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Plus loin que le crédit Creafin NV – Duwijckstraat 17 – 2500 Lier www.creafin.be – info@creafin.be

Le tapis rouge vers un crédit hypothécaire

Comment aller aux Golden Globes ? Produit de base

Comment aller aux Golden Globes ? Produit de niche

Comment aller aux Golden Globes ? Produit sur mesure

Pourquoi Creafin reste un partenaire solide pour le courtier ?

Offre de solutions en plusieures niches

Fast decision

Fast decision

When a tough broker has a cool partner and 48 hrs to convince his client, a lot of hard work has te be done in ….

La vie d’un jeune couple

A la recherche du meilleur taux

Nouvelle cuisine

Het leven van Antonio en Vanessa Nouvelle salle de bains

Het leven van Antonio en Vanessa Be there on time

assurances crédits

3 questions

Comment – quoi - pourquoi Le passé – le présent – le futur

You will find the answers

Optimalisation des revenus Crédit = grande bouchée du budget familial

Refinancement = 1 PH + maximum 2 autres crédits au taux de base !

Optimalisation des revenus Refinancement Crédits en cours PH 23/12/2010 85.000 15 a – 4,14% 631,43 PAT 01/02/2013 58.000 922,60 OC 01/07/2013 5.000 7 a – 8,99% 250,00 1.804,03

Charge de crédit Waar maakt u het verschil ? Herfinanciering résiduel 1163.97 dettes 1804.03 kredietlast

Optimalisation des revenus Refinancement – nouveau crédit 134.000 € - 15 ans 4,65% - 10/5/5 CAP 2 1.044,15 €

Charge de crédit Waar maakt u het verschil ? Herfinanciering 1163.97 1923.85 1804.03 1044.15 vroegere kredietlast ancienne charge de crédit nieuwe kredietlast crédit nouvelle charge de

La sortie d’indivision Plan financier PH 23/12/2010 73.000 PAT 01/02/2013 21.000 Soulte 8.000 Frais 4.000 Total besoin de crédit 106.000

La sortie d’indivision Nouveau crédit 106.000 € - 30 ans 4,40% - 5/5/5 CAP 5 525,44 €

Un nouveau projet : une plus grande maison combinez Crea-Base et Crea-Fix “all-in” Que des avantages

Un nouveau projet : une plus grande maison VV = 150.000 € A vendre Max. 80% VV VV = 200.000 € A acheter Max. 100% VV

Un nouveau projet : une plus grande maison 302.000 nouveau crédit 182.000 Base 1.042,10 25 ans 120.000 Fix “all-in” 0 24 mois

Un nouveau projet : une plus grande maison Les avantages 1. 2. 3. 4. 5. 6. 7. 24 mois au lieu de 12 mois Le confort : prix de vente du client (pas de la banque ni de l’amateur acquéreur) Analyse financière sure base du Crea-Base Remboursement immédiat du capital LT Pas d’imdemnité de re-emploi en Crea-Fix “all-in” Que paiement des intérêts “utilisés” Après la vente : une réserve disponible - libre (opportunité pour le courtier)

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