Published on February 18, 2014
PayrollCards Multi-Function & Easy-to-Use Prepaid Card Solution…
Today’s Meeting About Us Our Partners Overview Benefits Employees Support About FlexFund Review & Q&A
About Us • Established in 2007 • Founders Have 50+ Years of Combined Payment Industry Experience • Leading Provider of Innovative Electronic Payment Systems & Solutions • Serving 5000+ Clients Offering Both Acquiring & Issuing Services • Powerful & Reputable Banking Industry Partners • Payroll Delivery Expertise • Flexible & Customizable Turnkey Payroll Solutions 3
Valued Partners Our Bank Sponsor Strong and stable financial partner, FCB is ranked as one of the Top 10 Issuers in USA for stored value cards, including MasterCard, Visa and Discover. Processing Platform FIS delivers the most comprehensive range of solutions for the broadest range of financial markets and holds leadership positions in payment processing and banking solutions. Our Card Fulfillment Partner State-of-the-art and progressive global fulfillment partner, CPI provides powerful supportive infrastructure and award-winning customer service. MasterCard Network Pioneer and innovator of the payments industry since 1966, MasterCard Worldwide has demonstrated a commitment to making commerce faster, more secure and more convenient - offering consumers credit, debit and flexible prepaid solutions. 4
Payroll Card Overview • Targets “Unbanked” Employees • Allow Companies to attain 100% Direct Deposit participation. • http://www.americanpayroll.org/pdfs/paycard/green-states-20110425.pdf • No cost to Company • Employees have Free Access to their wages with no monthly fees. • Reg E Compliant; State by State Compliant • Notables using payroll cards: 5
Employer Benefits • Cost Reduction: $2.00 per paper check cost vs $0.35 Direct Deposit - APA Lost/Stolen checks; Special Disbursements Payroll Check Fraud • Data suggests Increased Employee Satisfaction & Retention • Simplifies Reconciliation • CardFlex handles Cardholder Support: Lost/Stolen Cards Transactional History 6
Employee Benefits • Eliminates Check Cashing fees • Saves time spent cashing checks & paying bills. • Security: • Zero liability protection • FDIC insured • Education – Learning the Financial System • No Overdrafts / ChexSystems reporting • Pride • Ability to Shop Online & Places not previously available. 7
Why CardFlex? • Support & Service • Implementation Expertise: Marketing Materials to Enroll and Educate Employees • Written Implement Plan designed around the Company Culture Managerial Training Post Deployment Support: Comprehensive Follow Up & Adjustments Ongoing Employee Education Corporate Level Reporting & Involvement We Build Loyalty! 8
FlexFund Our Customized Payroll Card Solution offer a powerful selection of coordinated & integrated tools & services to save your company time, money and provide better service to your employees. Employee Database • • • • Employee profiles Deposit Validation Powerful Workflow Manager Reporting by Location, State, Region etc. • Robust Analytics Engine Employee Access • • • • • • Transaction History Online Bill Pay Card Transfers Online Activation/Support Text and Email Alerts Electronic Pay Stub Delivery Instant Issue Cards • Non-Personalized Cards available On-Site for new employees and emergency disbursements. • Instant Activation and Funding 9
Achieving Success Define Success for Each Client C-Level Support Usage Tracking 10
Fee Summary Add Money: Get Cash: Spend Money: Information: Caution: Direct Deposit Cash Load ATM (In Network)* Store Cash Back Transfer to Bank Signature PIN Customer Service** Text/Online Alerts ATM Balance Inquiry Replacement Card Abandoned Account FREE FREE FREE $0.50 $3.00 FREE $0.50 FREE FREE $0.50 $5.00 $3.00 Other fees may apply, see terms and conditions for details. *$2.50 Out of Network **$2 for Live Agent Balance Inquiry, DepositVerification 11
PayrollCards cliq fund pay Contact: firstname.lastname@example.org Direct 1-866-634-3044 #1209 Cell 949-285-3224 report
Cliq® provides fast and convenient payment services and payment gateways, as well as merchant services and credit card processing solutions.
CardFlex offers payment processing services to merchants in the United States. They are a Visa registered Third Party Agent. A Visa third party
The CardFlex® Visa® Prepaid Debit Card is issued by Central National Bank of Enid, Oklahoma, Member FDIC, pursuant to a license from Visa U.S.A Inc.
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