Blockchain en vertrouwensdiensten, Digitaal Zakendoen, Bunnik, June 16th 2016

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Information about Blockchain en vertrouwensdiensten, Digitaal Zakendoen, Bunnik, June 16th...

Published on December 19, 2016

Author: PascalVanHecke1

Source: slideshare.net

1. tomorrow’s transactions today Blockchain en vertrouwensdiensten Congres Digitaal Zakendoen, 16 juni 2016 Pascal Van Hecke, Innopay

2. 2 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Innovation experts in Payments, Digital Identity and E-Business • Founded in 2002 • Partners: Shikko Nijland & Douwe Lycklama • HQ in The Netherlands, Amsterdam • 20+ consultants plus International network of associated experts • Three core practices: Payments, Digital Identity and E-Business • Strategy, co-creation and transformation • Geographical focus on EU • Member of a.o. EBA, ECP and EPCA • Founding member of Holland Fintech

3. 3 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV The three practices continuously provide clients with the latest knowledge and insights Digital Identity E-business • Internet enables services to be reachable via the digital channel and causes business to engage in digital transformation • Innopay helps companies to offer digital services and provides strategies to support their digital transformation process • Due to place-independent commerce it is becoming a necessity to identify your online customers • Innopay works for several collaborative trust frameworks and also helps organisations to deal with online identification, authentication and verification processes of their customers • The maturing Internet and the enduring mobile revolution change contexts of commerce. Businesses and consumers demand real time services, any place any time • Innopay supports clients across the payments value chain to adapt to new demands and exploit the opportunities of this new reality Payments Douwe Lycklama Douwe.lycklama@innopay.com +31 6 557 111 50 Hugo Löwinger Hugo.lowinger@innopay.co m +31 6 243 956 00 Vincent Janssen Vincent.jansen@innopay.co m +31 6 421 020 58

4. 4 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Agenda Blockchain? Blockchain and trust services Applicability here and now

5. tomorrow’s transactions today Red sends 1.1 to green Blue sends 3 to green Grey sends 1 to red Blue sends 3 to red Red sends 1.1 to grey Red gets 50 for the puzzle!

6. 6 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Proof of existence / timestamping

7. 7 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Abstraction-> shared ledger

8. 8 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Multistakeholder

9. 9 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Multistakeholder: authorizations “The user at your website is authorized to perform this action on behalf of company XY NV”

10. 10 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Multistakeholder

11. 11 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Multistakeholder

12. 12 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Public or permissioned… Public: • No privacy/confidentiality • No finality • Uncertainty about: − Long term viability − Regulatory issues Permissioned/Private/Consortium: • Alternative consensus mechanism • Very much topic of research • Grey zone between db synchronization and blockchain

13. 13 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV

14. 14 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV

15. 15 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV

16. 16 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV

17. 17 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Slow and primitive, but… Promise: A 15-year old can deploy business logic that is: • Verifiable • Immutable • Untamperable • Untouchable

18. 18 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Shared logic on top of shared data!

19. 19 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Multistakeholder: identity “I know the user at your customer’s website and this is her BSN”

20. 20 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV

21. 21 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Smart contracts and identity ”Proxy contract” • Acting on behalf of individual (… or group, group of contracts...) • Control policy is in the contract itself • Examples: − Multisig/multifactor − Revoke and restore policy − compromise, insanity… − Policy governance -> Role of trusted parties!

22. 22 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Uport (not yet released) User-centric identity • Cryptographically ties attributes to identifier (proxy contract) • Signing key and Authentication key as property of a proxy contract • Attributes are signed by identity providers (or peers) • Attributes are disclosed to relying parties via peer-to-peer protocol (no IDP surveillance)

23. 23 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV Hier en nu? Public chains? • Notarising • Maybe in future: − Identity − Trust layer • Coolness factor/marketing? Permissioned • Greenfield / research • Situations where you need quick/flexible onboarding • Standardization needed

24. 24 Blockchain en vertrouwensdiensten, Pascal Van Hecke, 16 juni 2016. © Innopay BV

25. tomorrow’s transactions today Contact us! www.innopay.com

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