Published on June 26, 2013
© DataTalk Research Ltd June 2013 Page 1BCI – Financial Optimism Index; June 2013The Index of British Consumers views on their Personal Financial ProspectsConfidence about Financial Prospects Highest since June 2010.The British Consumer Index has today (26 June 2013) released the latest Financial Optimism Index.The June figures show that confidence rose for the third month in a row, a feat not witnessed since April 2012.The Financial Optimism Index measures how people think their personal financial situation will change over thenext few months.The recovery in optimism which had been in evidence since November 2011 seems to be recovering. The Junefigure suggests that confidence levels may be breaking out of the ‘stall’ which had been in evidence since May2012.
© DataTalk Research Ltd June 2013 Page 2As ever the overall figure hides considerable differences in different sections of the population. If you are under 40 you are more likely to be optimistic with 50 being the ‘tipping point’ If you are male you are less likely to think things will remain the same The most pessimistic are those between 60 and 65 years old, the pre-retirement effect? London is the most optimistic regionFor more details see the charts below or contact; Steve Abbott;E- email@example.comT- 0203 286 1981Notes: Figures are collected by The British Population Survey by face to face in home interviews with apopulation representative sample of 1,000 adults aged 15+ per month (total sample size = 42,973). Index valuesrange between 100 (fully positive) and -100 (fully negative).Fully analysable data is available from www.bcindex.co.uk
© DataTalk Research Ltd June 2013 Page 3Charts: 3 months to June 2013, n = 2,997Males are slightly more likely to think that things will change rather than stay the same.There is a direct correlation between age and optimism. The older people are the less confidence they have thatthings will get better. The cross over point being around 50 yrs old.
© DataTalk Research Ltd June 2013 Page 4There is far more diversity in the numbers of people who think things will get worse when the index is looked atby Social Grade.In terms of Lifestage the distribution reflects the predominant age groups at each stage.
© DataTalk Research Ltd June 2013 Page 5There is no evidence of a ‘North/South’ divide when it comes to Financial Optimism. The biggest contrast isbetween London and the South.Main Income earners for the household are less optimistic than those who do not carry that responsibility.
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