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Information about Ankita

Published on March 16, 2014

Author: ankitabhan1



Topic:-Agri Finance problems COURSE TITLE : AGRIBUSINESS ENVIRONMENT COURSE NO : ABM 512 COURSE INSTRUCTOR:Dr. Anil Bhat Prepared By: Ankita Choudhary

What is agricultural finance? & Why is it so important?

Reason #1 Poverty Food security

Reason #2 Drought War and Conflicts

Reason #3 And capacity Lacking Infrastructure

Reason #4 Producing, But Lacking Scale

Problem #1 Coverage is limited so farmers are intended to depend upon money lenders. money lender -Mother India

Problem #2 Number of formalities are to be completed to avail credit facilities. Form 1A Form 3C Form 18B Form 17F Form 3L Confused …..????

Problem #3 Lack of Co-ordination between & Co-operative Bank Commercial Bank

Problem #4 Many offices are managed by inefficient and incapable persons.

Problem #5 Misutilisation of Loans

Problem #6 Regional Imbalances Gujarat MH AP Panjab Tamil Nadu Other states 52% Agriculture loan availability

Problem #7 Large amount of the total credit Facilities are pocketed by rich farmers. Big fish Small fish

• Problem #8 : Repayment capacity

• Problem #9: Tiny and UnEconomic Holding

• Problem #9: Illiteracy and Unawareness of the various sources among the farmers.

Agri-Financing for a better future…… Thank you……

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