5 Things You Need To Know About Travel Insurance

53 %
47 %
Information about 5 Things You Need To Know About Travel Insurance
Law

Published on April 16, 2014

Author: stlawyers

Source: slideshare.net

Description

Almost everyone gets travel insurance when they travel out of the country. It’s common sense. We all want “Peace of Mind” when we purchase insurance. But how many of us end up having to call our travel insurance company when something goes wrong? Not many. For those that do, they often encounter unhelpful adjusters and a complicated and prolonged claims process.

Commercial & Insurance Law 5 Things You Need To Know About Travel Insurance Samfiru Tumarkin LLP www.stlawyers.ca Almost everyone gets travel insurance when they travel out of the country. It’s common sense. We all want “Peace of Mind” when we purchase insurance. But how many of us end up having to call our travel insurance company when something goes wrong? Not many. For those that do, they often encounter unhelpful adjusters and a complicated and prolonged claims process. The reality is that as soon as you make a claim, the insurance company will look at your initial health questionnaire that you had filled out (probably through your travel agency or on your own), and then ask to see your family doctor’s records before agreeing to pay for any services you may need. They do this in order to compare how you answered the questions on that questionnaire, and the information contained in your medical records. We often see claims being denied on the basis of “misrepresentation”. If that happens, you should consult an insurance lawyer immediately. 1. Make sure to read the heath questionnaire carefully and answer each question as truthfully and as accurately as possible. 2. Make sure you read and are familiar with the claims process before you leave the country. 3. If you purchase your travel insurance through a tavel agency, make sure that the travel agency is insured and that your travel agent goes over the policy with you (before you leave on your trip), especially if you have any serious or noteworthy medical conditions. 4. If you suffer an emergency and require your travel insurance company’s help, make sure to communicate with your insurer as soon as possible and make sure to follow up or confirm your conversations in writing (email, fax, etc.) 5. Always, always, always consult an insurance lawyer as soon as you begin experiencing any difficulties with your travel insurance company. When purchasing travel insurance, always remember to do the following: Travelling should be fun. Travel insurance is there to protect us and provide us with “Peace of Mind”. As with all insurance policies, reading the fine print is very important. Always read before you sign. Always answer questions provided by an insurance company as truthfully and as accurately as pos- sible. If you make a claim and are denied, contact an insurance lawyer immediately. Don’t wait. Many of these claims can be resolved easily with the insurer, but usually that often requires the help of an experienced and knowledgeable insurance lawyer. For More Information, Sivan Tumarkin of Samfiru Tumarkin LLP (Toronto, Ontario) 416-216-5910 / sivan@stlawyers.ca / www.stlawyers.ca

Add a comment

Related presentations

This brief presentation covers the concept of 'Fit for purpose' obligation in vari...

The Affordable Care Act (ACA) has met with further hurdles as a DC Court of Appeal...

An impartial and clear mindset is needed when presiding over court proceedings tha...

VONNIS waarbij Hedwig Van Roy niet meer mag zeggen uitvinder te zijn van CLICS. Er...

Constitucional habeas corpus cc liminar

Law

A truly comprehensive estate plan will address the eventualities that you may face...

Related pages

5 Things You Need to Know About Travel Insurance

Above all, you are the best person to decide whether or not you need travel insurance. If you're 80 years old and going to climb Everest, you ...
Read more

5 Things You Need to Know About Travel Insurance

When it comes to vacationing, the last things people want to think about is whether or not they should purchase travel insurance in case of an emergency.
Read more

5 Things you Need to Know About Travel Insurance - Newsmax

Travel insurance covers the traveler for any cancellation or interruption in the journey or flight, medical treatment, property damage, loss or theft, and ...
Read more

5 Things You Should Know About Travel Insurance - Vagabondish

... get travel insurance if you need ... things I didn’t know about travel insurance when I ... and make sure you use them if necessary. Now, Go Travel!
Read more

5 Things to Know About Short-Term Health Insurance | Inc.com

5 Things to Know About ... often go for gap coverage if they decide they want some form of health insurance ... 20 Hard Lessons You Need to ...
Read more

Five Things About Travel Insurance You Should Know

Five Things About Travel Insurance You ... We have compiled 5 things you should know about travel ... transportation and accommodation needs, ...
Read more

5 Things to Know Before Going to Ecuador → A Must Read!

Travel Insurance Simple & flexible ... as with any place you travel, there are a couple things you'll need to look ... 5 things I wish I knew before going ...
Read more

5 Things You Need to Know Before Buying Health Insurance ...

5 Things You Need to Know ... here are some things to know before you ... RECOMMENDED BY FORBES. Hunting for Health Insurance; Do You Need ...
Read more

Is Travel Insurance really worth it? - World Nomads

Help Desk Everything you need to know. ... For those who never travel with it, you’ll hear things ... We want you to know that without travel insurance, ...
Read more