2014 Guide to California Buyer Assistance Loans & Grants

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Information about 2014 Guide to California Buyer Assistance Loans & Grants
Real Estate

Published on February 20, 2014

Author: scottschang

Source: slideshare.net

Description

Updated February 2014, we discuss widely available and perpetually funded California Homebuyer Assistance Loans and Grants. Assistance programs covered include CalHFA FHA, CalPLUS + ZIP, CHDAP, ECTP, CHF Platinum Grant, SCHFA Homebuyer Grant, Broadview Community Access

Educating and Empowering since 1988 ! 2014 Guide to California Buyer Assistance Loans & Grants ! ! Thank you for your patience Your Class Will Begin Shortly Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

Educating and Empowering since 1988 Live Questions & Answers Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

2014 California Buyer Assistance Buyer Assistance Programs ★ California Housing Finance Agency ★ FHA,CalPLUS w/ ZIP, ECTP, CHDAP ★ 3 CHF Platinum Grants - Updated 2/2014 ★ SCHFA OC & LA Homebuyer Grant ★ BCA Community Access + CHDAP ★ Questions & Answers Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

2014 California Buyer Assistance What They Have in Common ★ Minimum 640 FICO ★ Maximum $417,000 Loan Amount ★ Income Limits Apply ★ Purchase Price Limits Apply ★ 43% to 45% Debt to Income Ratio Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Educating and Empowering since 1988 California Housing Finance Agency Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans Buyer Assistance Loans CalPLUS ZIP - CalHFA FHA - ECTP - CHDAP Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans First Time Homebuyer Requirement ★ No Principle Residence for 3 Years ★ Can Own Other Properties (Tax Returns) ★ Qualified Veterans Exempt ★ Federally Designated Target Area Exempt ★ Boomerang Buyers OK after 3 Years Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans Borrower Requirements ★ Must Be Owner Occupied within 60 Days ★ Must Not Exceed CalHFA Income Limits ★ Maximum 43% Debt to Income ★ Minimum 640 FICO ★ 8 Hours Homebuyer Education Class ★ Non-Occupant Co-Signers Allowed Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans Non-Occupant Co-Signer Rules ★ Must NOT Occupy the Property ★ Must Not be on Title or Have Interest in Home ★ Will have Income, Assets, Liabilities & Credit History Considered by Underwriters Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans Property Requirements ★ Sales Price Limits by County ★ Single Family, One-Unit Residence Only ★ Condominiums Must Be FHA Approved ★ Lot Size Cannot Exceed 5 Acres ★ Must Carry 2 Year Home Warranty Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans CalHFA First Mortgage Loans ★ CalHFA FHA & CalPLUS ★ Both are FHA Insured Mortgages ★ Same Income Limits all Programs ★ Sales Price Limits by County ★ Rates & Fees set by CalHFA Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans CalPLUS with ZIP ★ CalPLUS Interest Rate is Higher ★ Zero Interest Program (ZIP) CalPLUS Only ★ Silent Second, Deferred for Life of Loan ★ 3.5% of Total Loan Amount inc. UFMIP ★ Automatic Approval with CalPLUS Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans CalHFA CHDAP ★ 3% of Purchase Price ★ Can be used with Non-CalHFA First Mtg ★ Silent Second, Deferred for Life of Loan ★ Income & Sales Price Limits - Most Strict ★ Can be Used in Any Lien Position Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans Extra Credit Teacher Program “The Extra Credit Teacher Home Purchase Program (ECTP) is a deferred payment, simple interest rate subordinate loan.” CalHFA Academic Performance Index (API) 1-5 Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA First Time Homebuyer Loans Extra Credit Teacher Program ★ Fixed Rate* - Deferred Payments ★ Greater of $7,500 or 3% Sales Price ★ Greater of $15,000 or 3% - High Cost Area ★ 0% Interest after 3 Years* ★ Must Use CalHFA First Mortgage Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Housing Finance Agency CalHFA.ca.gov Rate Screenshot on February 18th, 2014 Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Educating and Empowering since 1988 CHF Platinum Grant Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

CHF Platinum Grant Program Highlights Qualifying Overview ★ Must Use Program First Mortgage ★ 30 Year Fixed FHA, VA, USDA ★ Less of $417,000 or FHA Loan Limit ★ Duplexes Ok ★ Qualify for 1st is Grant Eligible Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Homebuyer Grant CHF Platinum Grant CHF Grant Facts ★ Equal to 3% or 5% of 1st Loan ★ Interest Rate Increases at 5% Grant ★ Can be Used for Closing or Down ★ No Cash Back Allowed ★ Lender Requests Grant at Closing ★ Can use with CHDAP - Income Limits Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Homebuyer Grant CHF Platinum Grant Borrower Requirements ★ Must be Primary Residence ★ Income Limit 115% AMI / County ★ 640 Minimum Credit Score ★ Maximum DTI 45% ★ Meet all FHA, VA, USDA Guidelines Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Homebuyer Grant CHF Conventional Grant Conventional Grant Facts ★ Equal to 4% of 1st Loan ★ Can be Used for Closing or Down ★ 140% Area Median Income Limit ★ Discount Mortgage Insurance ★ Can use with CHDAP Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Educating and Empowering since 1988 SCHFA Homebuyer Grant Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

California Homebuyer Grant SCHFA Homebuyer Grant SCHFA Grant Facts ★ Equal to 4% of 1st Loan ★ First Time Buyer = No Primary 3 Yrs ★ Max First Mortgage = $417,000 ★ LA – 1-2 = $99,360 / 3+ = $111,515 ★ OC – 1-2 = $109,800 / 3+ = $128,100 Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Homebuyer Grant SCHFA Homebuyer Grant SCHFA Grant Facts ★ Use for Down Payment or Closing Costs ★ Lender Orders Grant at Closing ★ Use with CHDAP - CalHFA Limits Apply Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Homebuyer Grant SCHFA Homebuyer Grant Borrower Requirements ★ Must be Primary Residence ★ 640 Minimum Credit Score ★ Maximum DTI 45% ★ Meet all FHA, VA, USDA Guidelines Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Educating and Empowering since 1988 Broadview Community Access Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

Discount Mortgage Insurance Broadview Community Access BCA Program Highlights ★ ★ ★ ★ ★ ★ ★ FHA Alternative 5% Down Payment Can use w CHDAP Reduced PMI Rate Reduced Closing Costs Refinance Ok 30 Year Fixed Only Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Discount Mortgage Insurance Broadview Community Access Homebuyer Qualifying ★ Must be Primary Home ★ Not First Time Buyer Loan ★ Duplexes Allowed ★ 620 to 85.01 - 90% LTV ★ 660 to 90.01 - 95% LTV ★ 680 to 95.01 - 97% LTV Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Discount Mortgage Insurance Community Access 2014 Loan and Income Limits ★ $417,000 Maximum Loan Amount ★ 140% Area Median Income ★ LA & Orange County $93,520 ★ Riverside / San Bernardino $87,640 ★ San Diego $102,260 ★ Contact us for More Limits Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Educating and Empowering since 1988 Mix & Match Assistance Programs Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

Mix & Match Assistance Programs Stacking Options Always Use Most Restrictive Rules ★ CalHFA FHA or CalPLUS + ZIP + ECTP ★ CalHFA FHA or CalPLUS + ZIP + CHDAP ★ CHF Platinum Grant + CHDAP ★ Broadview Community Access + CHDAP ★ Any FHA or Conventional Loan + CHDAP Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Educating and Empowering since 1988 Wrap Up & Take Aways Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

California Homebuyer Assistance Quick Review More Options for Homebuyers ★ CalHFA FHA & CalPLUS ZIP ★ CHDAP, ECTP Assistance Loans ★ CHF & SCHFA Grants - Not Paid Back ★ Community Access + CHDAP - Disc. PMI ★ Approved Lender CalHFA & CHF Platinum Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

California Homebuyer Assistance Wrap Up & Take Aways Community Programs ★ Community Programs are Back ★ Offered on Level Playing Field ★ More From CalHFA This Year ★ Creative Solutions are Available ★ Creative Lender is Key Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © Educating and Empowering since 1988 www.BMCLB.com

Educating and Empowering since 1988 ! Thank You for Attending! Follow up email with slides, links & resources Use Questions & Answers box for real time response, or call (888) 808-8062 or email: ScottS@BroadviewMortgage.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 ! Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender © www.FindMyWayHome.com

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