10 Steps to Buying Your First Home

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Information about 10 Steps to Buying Your First Home

Published on January 29, 2016

Author: zethsells

Source: slideshare.net

1. 10 STEPS TO BUYING YOUR FIRST HOME BY ZETH OATS SAN DIEGO REALTOR HOMESDIEGO.COM ZETHSELLS@GMAIL.COM

2. R E S E A R C H 01 V i c t o r i a n o r R a n c h s t y l e ? W h a t ' s t h e d i f f e r e n c e ? S t a r t l o o k i n g o n l i n e f o r t h e t y p e s o f h o m e s y o u r p r e f e r . W h i l e y o u ' r e t h e r e , h a v e a l o o k f o r l o c a l m a r k e t t r e n d s a n d p r i c i n g . Learn the Language.

3. H O W M U C H H O U S E C A N Y O U A F F O R D ? 02 M o r t g a g e L e n d e r s s a y y o u d o n ' t w a n t t o s p e n d m o r e t h a n 3 - 5 x y o u r a n n u a l i n c o m e o n a h o m e . B u t a 5 0 % d o w n p a y m e n t c h a n g e s t h i n g s . R e s e a r c h y o u r o w n f i n a n c i a l s i t u a t i o n . Crunch the Numbers.

4. G E T P R E - A P P R O V E D 03 A l r e a d y p r e - q u a l i f i e d ? G r e a t ! N o w , C o l l e c t a n d p r o v i d e a l l o f y o u r f i n a n c i a l s t o p r e p a r e f o r p r e - a p p r o v a l . O n c e a p p r o v e d , y o u ' l l k n o w y o u r b u d g e t f o r y o u r h o m e . Pre-qualification is not pre-approval. Know the difference.

5. F I N D Y O U R R E A L T O R 04 F i n d i n g a n a g e n t w i t h a n i n - d e p t h k n o w l e d g e o f y o u r c h o s e n n e i g h b o r h o o d i s v e r y i m p o r t a n t . A n d , i f y o u h a p p e n t o b e i n S a n D i e g o , c h o o s e m e ! Z e t h O a t s ; - ) Visit Homesdiego.com for services offered in San Diego

6. H O U S E H U N T I N G 05 J u s t l i k e H G T V ! I t ' s t i m e t o p o u n d t h e p a v e m e n t a n d c h e c k o u t t h o s e l i s t i n g f r o m y o u r o n l i n e r e s e a r c h . C o n s i d e r d r i v i n g b y t h e h o m e a t n i g h t t o g a u g e n o i s e . Ask your Realtor which neighborhoods to search

7. H O M E I N S P E C T I O N 06 Y o u r o f f e r w i l l b e c o n t i n g e n t u p o n t h i s i n s p e c t i o n . I f y o u r i n s p e c t i o n u n c o v e r s i s s u e s , y o u c a n n e g o t i a t e r e p a i r s o r a d i s c o u n t o n t h e h o m e . What will you find?

8. C H O O S E Y O U R L O A N 08 T h e r e a r e m a n y l o a n s a n d l e n d e r s t o c h o o s e f r o m . M e e t w i t h y o u r b a n k e r t o d e t e r m i n e w h i c h f i t s y o u r s i t u a t i o n , a n d t h e s i t u a t i o n 1 5 y e a r s d o w n t h e l i n e . What sort of loan best fits your financial situation?

9. C O O R D I N A T E P A P E R W O R K 09 N o w y o u w a n t t o t i e u p a l l o f t h e l o o s e e n d s . I f y o u h i r e d a c o m p e t e n t R e a l t o r , t h i s s h o u l d b e e a s y a s p i e ! I f n o t , b u c k l e u p b e c a u s e y o u ' r e a b o u t t o b e s w i m m i n g i n f i l e s . Transacation Coordinators can help streamline the process

10. C L O S E T H E S A L E 10 S i g n t h e p a p e r s a n d g e t t h e k e y s ! I t ' s t i m e t o m o v e i n a n d c e l e b r a t e . S i t b a c k a n d r e l a x , y o u ' r e n o w a h o m e o w n e r . Congratulations! You've just bought a home!

11. Homesdiego.com Zethsells@gmail.com Zeth Oats. San Diego Realtor. 619.554.8507

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